What is Commercial Insurance?
Commercial insurance different types of insurance policies that will cover losses that occur as a result of your ongoing business operations. The type of insurance policy is dependent on the line of business and business operations.
Losses/claims can arise from employees, bodily injury or property damage from ongoing operations, tools and equipment losses, losses to other people’s property in your care custody and control, and employment practices.
General Liability Insurance protects businesses from claims made against you, your service, product, or operation that may include, bodily injury or property damage.
General Liability Insurance
Workmans Compensation insurance iIs and insurance policy that provides wage replacement and medical benefits to employees due to injury, sickness, or disease.
Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business autos
Commerical Auto Insurance
Commercial Property insurance will protect any business’ commercial building in the event of a loss (apartment building, mixed use, commercial plaza , etc..)
Cyber Liability insurance is an insurance product that protects business and individual users from internet-based activities and risk.
Cyber Liability Insurance
Employers Liability protects businesses from claims arising from wrongful acts in the employment process. Most common claims include wrongful termination, discrimination, sexual harassment and retaliation.
Professional Insurance Also known as errors and omissions is a type of liability insurance which helps protect professional advice and service providing business. (i.e doctors, attorneys, business consultants, etc ..)
Umbrella / Excess Insurance will provide an extra layer of liability protection cost that go beyond your other liability limits.
Umbrella / Excess Insurance
Employee benefits are types of non-wage compensation provided to employees in addition to their normal wages or salaries